Certified Financial Educator

Providing Financial Education to employees, groups and individuals for the purpose of informing them on choices, decisions and implementations of their financial goals.

I do not sell any products, I am here strictly to provide you with the education you need to live a successful financial life. Through goal planning, managing your resources, and giving you a recommended roadmap for your success.

For Businesses: I do group seminars for businesses to meet their mandates to provide financial education for employees. Working with the HR director, I will teach your employees about their benefits and how to best utilize them. From their 401-K to their MSA. Improved financial knowledge for your employees not only benefits them but benefits the employer as well. Less financial stress on employees makes them more productive in the workplace by cutting down on sick days, low productivity, wage garnishment, loss, and medical costs.

For Retirees or those wanting to Retire: I provide a realistic picture of choices you have and the best roadmap to your goals. Where you should plant your money seeds to get you and keep you where you want to go. New needs that will have to be addresses whether it be Long Term Care, Gifting, Moving, Wills, Trusts etc.
We uncover your true goals and lifestyle wishes through the Total Life Planning process. Retirement involves planning for your financial needs, but it also involves planning for your new life. Most people identify themselves with what they do. When you retire, that all changes leaving some people feeling lost. I help you prepare and determine your hobbies and talents that can be used to supplement your income, satisfy your feeling of self worth and share those abilities with others.

For Families: Helping you plan to meet your goal through accountability to keep you on track. From funding your first home to the birth of your children. These life stages are all part of the planning process. We cover what you want to learn, keeping in mind that no process is simple or that you already have the full knowledge you need. From simple budgets to sudden inheritances to financial crisis, we cover it all.

Young Adults: To teach them what money really is; a form of trade. Discipline instilled in them at this stage proves to make them more financially diligent. This improves their overall health as they mature, both financially and mentally. From learning how to make wise choices by explaining how much one dollar they save now will be worth in the future. Teaching them how to use a check book, how much credit really costs, budget planning and goal setting. Planning for and programs available for funding college eductions, major and misc. college expenses. Purchasing their first automobile, cost of insurance and related expenses.

For those going through major lifestyle changes: Protecting, Planning and sharing your resources from A thru Z.

Groups over 10 are discounted and all seminars or individual lessons include a private one on one review and hand out guides. I will reinerate that I do not sell any products, I am here strictly to educate and point you in the right direction.